Wherever you are financially, there's a way forward.

Bounce helps people resolve debt and build toward financial freedom. See personalized payment options built around your budget.

4.7BBB Rating
5 minAvg. setup
50+Creditor partners
24/7Online support

people helped and counting

We work with lenders nationwide to give their customers a simple way to resolve what they owe. We're here to help you clear your balance, on your terms, and get back on track.

Flexible plans,
tailored to you.

Move a payment date, choose a plan that better fits your budget, or pay it off early. All online, in minutes.

No interest.
No fees.

Your balance won't grow while you're deciding. What you see is what you pay. No hidden charges, no surprises. Eligible accounts only.

Bounce device animationA smartphone-shaped device with a green-to-teal gradient finish, gently floating with a soft shimmer across the screen. Seamlessly loops.

Online platform,
real support.

View your account, build your plan, set everything up online. Prefer to talk it through? Our team is a call away.

How It Works

Personalized payment options, tailored to you

No two situations are the same. No two plans should be either.

01We start with you

Tell us what's
going on.

A few questions about your balance and what you can actually pay. Your answers shape the plan.

Skip
|
Comfort
Timing
Pace
Schedule
Goals
Income
02Personalized options

See offers built
for you.

No generic options, no one-size-fits-all. Every offer reflects your balance, your timeline, and what you want to put toward this each month.

Quick
$720/mo
Pay off fast
Steady
$480/mo
A good rhythm
Popular
Balanced
$360/mo
Built for you
Easy
$240/mo
Light monthly
03Stay in control

If life changes,
your plan can too.

Move a payment date, choose a plan that better fits your budget, or pay it off early. All online, in minutes.

Weekly·$90/installment
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What people say about us

Real words from people who got through it.

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026

Quick answers

Find answers to common questions, or reach out to our team for more help.

Bounce is contacting you about an outstanding balance on your account. We work with banks and lenders to help people resolve account balances on flexible, manageable terms. If you received a letter, email, or text from us, it’s legitimate.

Resolving your balance won’t negatively impact your credit score and may have a positive effect over time. Keep in mind that unresolved balances may be reported to credit bureaus depending on your lender, so the sooner you resolve, the better for your financial health.

Your options depend on your specific account, but most people can choose between paying in full, settling for a reduced amount, or setting up a payment plan that fits their budget. You’ll see everything available to you once you pull up your account.

That’s exactly what we’re here to figure out. You can set up a payment plan around what you can afford, choose when to start, and adjust if your situation changes. There’s no pressure to pay more than you can manage.

Yes. Your personal and payment details are safeguarded with bank-grade encryption and security controls, every step of the way.

Once you resolve, your account is officially closed. You’ll receive written confirmation instantly and we’ll stop all contact. No more letters, no more messages. It’s done, and you’ll have documentation to prove it.

Bounce back, stronger.

Whatever you owe, there's a way through it. See your personalized options and start moving forward.

See your options