Debt recovery,
reimagined.

Supercharge collections with AI that understands every consumer. Effortlessly optimize who to contact, when, and on which channel to drive better outcomes, reduce operational burden, and create a more trusted consumer experience.

4.7BBB Rating
50+Creditor partners
650%Avg. expansion
21%Roll rate lift

The way it is,And the way it could be.

01

Too many vendors to manage and channels that don't talk to each other hurt your consumer experience, and recovery rates.

WITH

Bounce's single layer of intelligence unifies every channel (phone, email, SMS, chat, letters, app).

Optimizing each interaction for maximum recovery.

02

You're being asked to recover more with fewer resources.

WITH

Bounce runs the operation for you – so your team doesn't have to.

Every partnership is supported by our white-glove Partner Success team - high-touch, responsive, and built around your needs.

03

Compliance risk and lack of visibility make AI-optimization feel like a liability, not an advantage.

WITH

Every Bounce decision is explainable and auditable.

Three layers of coded compliance architecture and a full-visibility Partner Platform.

Meet AiRE: The AI recovery engine that gets smarter so you don't work harder

A single intelligence layer that optimizes across channels and continues to learn

INPUTS

Credit Data
Voice Data
Behavioural Data
Alternative Data
AiRE

OUTPUTS

Comm. channels
Payment plans
Messaging
Resource allocation
Talk offs

4 solutions that span
the full debt lifecycle

Day 0 → Charge-Off

Bounce
Cure

Pre-Charge-OffWhite Label Option

Cure more accounts, reduce roll rates, and lift LTV with AI-optimized consumer journeys and payment plans.

  • AI-optimized omni-channel across phone, SMS, email, letters, and app
  • Centralized platform with full visibility and remote auditability
  • Full integration with your LMS or system of record
  • White-glove Partner Success team that's fast, flexible, and responsive
  • 3-layer compliance coded into every touchpoint
  • FDCPA, TCPA, Reg F compliant, with transparent AI decisioning
  • DSC-servicing options
Learn more
Charge-Off → 180+ days

Bounce
Recover

Post-Charge-OffContingency

Boost recovery rates while taking operational work off your team's plate, with a centralized partner platform that gives you full visibility into performance metrics.

  • AI-optimized omni-channel across phone, SMS, email, letters, and app
  • Centralized platform that streamlines disputes, documentation requests, and other operational work, with full visibility and remote auditability
  • White-glove Partner Success team that's fast, flexible, and responsive
  • 3-layer compliance coded into every touchpoint
  • FDCPA, TCPA, Reg F compliant, with transparent AI decisioning
  • DSC-servicing options
Learn more
30 days → 180+ days

Bounce
Liquid

Debt PurchaseOngoing Revenue Option

Turn charged-off portfolios into immediate liquidity with a clean sale, or keep continuous upside through a hybrid revenue share.

  • Fast and seamless execution
  • Streamlined post-sale operations
  • Maintain strong customer experience
  • Hybrid revenue share available
  • Recovery insights shared back to you for visibility
Learn more
Full lifecycle

Bounce
Labs

Membership & Insights

Stay ahead of AI-driven recovery with real data and best practices from experiments we run on our own debt portfolios.

  • Free insights and experiment data from a recovery platform with skin in the game that owns the paper it collects on
  • VIP invitations to exclusive industry and educational events to connect with your peers in the recovery space
Learn more

Powered by our AI Recovery Engine (AiRE) & Partner Platform

See what's working
in real time

Our Partner Platform empowers you to monitor performance, audit communications in real time at the account level, perform bulk operations, handle disputes, and more

partner.bounce.com

Performance Overview

Performance KPIs
Engagement KPIs

Totals

52,940

Accounts

$64.1M

Total Placed Balance

$3.7M

Committed

5.8%

Commitment Rate

$2.0M

Recovered

3.1%

Recovery Rate

Over Time

Commitments
by Channel

Call CenterDigitalOriginator

$1.0M

Collections
by Channel

Call CenterDigitalOriginator

$350.0k

Why creditors love working with us

"Throughout our partnership with Bounce, the team has been highly responsive, deeply attentive, and relentlessly focused on data and performance improvement to ensure they consistently meet — and exceed — our expectations. Their level of ownership and commitment makes them a truly exceptional partner."

VP, Recovery

Leading payments company

Coded compliance
with explainable AI
decisioning

Rigorous QA at every touchpoint with legal interpretations governed by one of the foremost experts in FDCPA, Regulation F, FCRA, TCPA, state and municipal collection laws

01

Coded Compliance

Every regulation is baked directly into our logic layer - not bolted on. Rules execute automatically across channels, timing, frequency, and content.

FDCPATCPAREG F
02

Quality Assurance

Every consumer touchpoint passes through automated risk checks and human QA review before it goes live. Nothing slips through.

AutomatedHuman review
03

Independent Audit

An independent internal audit team continuously monitors operations with full transparency reporting back to creditor partners.

Internal auditPartner reporting
04

Explainable AI

Every AI decision is interpretable, auditable, and documented. Full decision-trail transparency for regulators, clients, and internal review.

Always-on

Consumers love Bounce

Real people appreciate our friendly and flexible options.

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026

"Great Service!!! Continue to be great in helping others. Thank you!!!"

Sharon M04/30/2026

"Easy Payment plan set up, quick and easy, paid in less than 5 seconds!"

Christina E04/28/2026
Customer lifestyle photo

"Very easy to set up. They address the issue easily."

Orlena S04/25/2026

"Easy to set up payment plan and easy company to work with"

Ann Marie M04/23/2026

"Excellent debt collection agency! They will help you to resolve your debt with a plan that works for you"

Charles V03/17/2026

"I like the way they set up the payment plan for you. Thanks!"

Lucecita G03/17/2026

"The gentleman helping me was super helpful and kind. Quick and easy plan change when some issues came up."

Michelle X04/15/2026

"Really quick and easy to pay with amazing payment options."

Isaiah J04/11/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026
Customer lifestyle photo

"Amazing service. I have been out of a job and finally got one this week. Was able to set up reasonable payments. Huge relief"

Shelby D04/04/2026

"Great service very easy to use the online payment arrangement. Very pleased at how easy it was"

Dawn T04/01/2026

"Really appreciated the help it was quick and easy, Easy to understand and setup."

Ted D03/28/2026
Customer lifestyle photo

"As of today my account was paid in full thank you for working with me and understanding my situation"

Marquita H03/06/2026

"Excellent way of communicating with a very stressed (economically) person. Great payment plans to choose from."

Sylvia D03/24/2026

"Very considerate! Easy to contact and make a affordable plan with."

March F03/20/2026

"Extremely easy process! For it to be a debt collection company each and everybody I talk to was extremely nice!!"

Tylor W03/17/2026

"I love how Bounce AI makes it easy for me to settle my debt with flexible payment plans that are within my budget."

Tony M03/17/2026

CASE STUDIES

How top creditors do more with Bounce.

How a leading lender increased recovery by 8x

A high-volume consumer lender sought to increase recovery for their portfolio and saw an 8x lift with Bounce's omni-channel AI engine vs. their incumbent agency.

13.5% recovery lift driven by AI messaging

How AI-optimized tax messaging drove a 13.5% recovery lift across our partner portfolios.

Ready to recover more
with less effort?

Get in touch for more info or select "Invite Bounce to a Debt Sale" if you are interested in selling a portfolio to us.