Bounce CurePre-Charge-OffWhite Label

19% reduction in charge-offs, powered by AiRE

Bounce Cure harnesses the power of Bounce's omni-channel AI decisioning brain (AiRE) and packages it beautifully as fully personalized, empathetic payment experiences, delivered entirely under your brand.

AppEmailSMSCall
9:41
Stellax Credit
Hi, Maria
Amount owedView more
$612.00
Pay your past due amount
$612.00 · 05/25/2026
Make a partial payment
Stop further delinquency · $275.00
Continue
9:41
Inbox
Maria, your balance is still unpaid
Stellax Creditto me · 1 hour ago

Pay your $612.00 balance in installments. Your account is 45 days past due with a balance of $612.00. Partial payments and installment options are available.

You can make a full or partial payment today, or pay in installments that fit your needs. It's all available online, and our support team is here if you need help.

See your options
Reply STOP to opt out
Stellax Credit

There's a missed payment on your account ending in 7639. Pay here: stellaxcredit.com/pay

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Built for the people who own the P&L,
the risk, ops, and the consumer relationship

AiREStellax CreditSee your options

A consumer experience that protects your brand

White-label, consumer-first journeys that look, sound, and feel like your brand, backed by a white-glove Partner Success team that moves at your speed.

Credit dataVoice dataBehavioral dataAlternative dataAiRE

AI that orchestrates collections intelligently and empathetically

AiRE routes, personalizes, and optimizes every offer and channel in real time. This is decisioning infrastructure, not a dashboard bolted onto a legacy process.

Cut losses without scaling your team. Fast, easy setup

91% of interactions resolve digitally so charge-offs come down without more headcount. AiRE is ultra-lightweight and implementation is fast.

Cure in Action

Case Study: Recent Cure results for a leading lender

39%
Roll rate improvement
B1 → B2 vs. partner baseline
~19%
Reduction in charge-off rate
Accounts reaching C/O vs. baseline
>95%
Self-service resolution
Interactions resolved without a live agent
72hrs
Contact speed
95% of accounts contacted at placement

Read the full case study

See how Bounce Cure delivered a 19% reduction in charge-offs for a leading lender with AiRE-powered omni-channel outreach.

Inside Bounce Cure

Collect more with less effort

AI-optimized omni-channel

across phone, SMS, email, letters, and app

Centralized platform

with full visibility and remote auditability

Full integration

with your LMS or system of record

White-glove Partner Success team

that's fast, flexible, and responsive

3-layer compliance

coded into every touchpoint

FDCPA, TCPA, Reg F

compliant, with transparent AI decisioning

DSC-servicing options

for data scrubbing and portfolio hygiene

The Engine

Meet AiRE: the AI decisioning brain behind every cured account.

A single intelligence layer that optimizes every channel and gets smarter with every account it touches

INPUTS

Credit Data
Voice Data
Behavioural Data
Alternative Data
AiRE

OUTPUTS

Comm. channels
Payment plans
Messaging
Resource allocation
Talk offs
Outcomes: Your Brand, Our Technology

Every touchpoint looks, sounds, and feels like your brand.

Pick a brand to see the consumer journeys reskinned. Your palette, logo and voice, end to end.

AppEmailSMSCall
9:41
Stellax Credit
Hi, Maria
Amount owedView more
$612.00
Pay your past due amount
$612.00 · 05/25/2026
Make a partial payment
Stop further delinquency · $275.00
Continue
9:41
Inbox
Maria, your balance is still unpaid
Stellax Creditto me · 1 hour ago

Pay your $612.00 balance in installments. Your account is 45 days past due with a balance of $612.00. Partial payments and installment options are available.

You can make a full or partial payment today, or pay in installments that fit your needs. It's all available online, and our support team is here if you need help.

See your options
Reply STOP to opt out
Stellax Credit

There's a missed payment on your account ending in 7639. Pay here: stellaxcredit.com/pay

Stellax CreditCalling…
Decline
Accept
Now previewing: Stellax Credit

AiRE personalizes the message and the channel. Your logo, tone, and voice make it a continuation of your relationship with the consumer.

  • Consumer sees only your brand
  • Customizable messaging and tone
  • Fully branded portal experience
  • Family contribution links
  • Full compliance coverage
  • Phone, SMS, email, letters and app
In our partners' words
Bounce has a higher recovery rate than other agencies we've used and is well organized and transparent. Collection efforts are easily seen in the portal, which is easy to use

VP, Recovery · Leading Lender

See AiRE and Bounce Cure in action.

Book a 30-minute walkthrough and demo

    In 30 minutes, you'll get:
  • A live demo of how Bounce Cure works end to end
  • How the AiRE Decisioning Engine builds personalized payment journeys
  • A walkthrough of the Partner Platform: performance dashboard, real-time communications auditability, and bulk operations
  • The data signals AiRE analyzes for every account
  • Compliance overview across FDCPA, TCPA, and Reg F
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